1)   Annuity/Pension Payout + 1.2 This program is a version of a fixed sum annuity or pension payout schedule. It runs under Win 95, 98,Me, XP & 2000. This program will demonstrate the length of time your annuity/pension payout will last at an inputted monthly withdrawal. 2)   Mortgages + 1.2 programs include:added payment,ballooon amortization,biweekly amortization, 15vs30 year mortgage,loan amortization,maxmortgage,refinance it?,&variable rate mortgage