1). Why Have Fun On A Budget By : Gregory Walding
Why do you need to build some fun into your budget? it helps you stay on your budget.
2). Filling Out Your College Scholarship Application By : Ian Koch
The way you fill out your college scholarship application is an important factor that determines whether you get the scholarship or not. The right kind of information has to be furnished in the application.
3). The Truth About Pre-approved Credit Offers By : Deborah McNaughton
Do you receive numerous credit card offers in the mail on a weekly basis? Many of these offers say that you have already been pre-approved. Don’t get too excited when you get the pre-approved credit card applications.
4). Applying for Credit? By : Deborah McNaughton
Applying for credit can be overwhelming. Whatever type of credit you need, whether you need an auto loan, mortgage, credit card or line of credit, always be prepared and do your research.
5). Prioritizing Your Bills By : Deborah McNaughton
Many times when we experience a drop in income, it is difficult to know what bills to pay first. You must know which bills are essential to your survival and which are not.
6). Debit Cards & Credit Cards: Know the Difference By : Deborah McNaughton
The use of ATM debit cards has become increasingly popular for our everyday purchases. But what is the difference between your debit card and your credit card and what type of protection do you have as a consumer?
7). Control Your Spending By : Deborah McNaughton
If you are facing a financial crisis, keeping your spending under control is the most important thing you can do.
8). The FICO Score By : Deborah McNaughton
What is a FICO score? You may have heard the term, but do you really know what it is?
9). What’s the Big Deal about ARM Programs? By : Deborah McNaughton
Adjustable Rate Mortgages (ARM) have become increasingly popular over the last few years. With the low introductory rates, people have been choosing an ARM instead of 15-year or 30-year fixed mortgage.
10). How to Get a Low Interest Personal Loan By : Ian Koch
If you are planning to take a personal loan, there are other things to consider rather than just the amount you want to borrow. You also need to consider the amount of interest that you will have to pay back; in addition, most people do not know that they will be charged extra if they repay their loans early.
11). Was your Wallet Lost or Stolen? By : Deborah McNaughton
It is a scary feeling when you are unable to locate your wallet or when you find out your identity has been stolen. There are immediate steps you need to take. If someone is using your identity, you need to take action.
12). Haunted By Old Debts? By : Deborah McNaughton
Debt collectors purchase old debts for pennies on the dollar and will come after you to collect. You need to know your rights as a consumer to protect yourself.
13). Eliminate Credit Card Debt By : Deborah McNaughton
Credit card debt can keep us from accomplishing our financial goals. There are strategies to paying off high credit card balances and ultimately becoming debt free.
14). Accomplish Your Financial Goals By : Deborah McNaughton
Many of us have career, education and family goals. Goal setting is important in all aspects of life, including finances. This article discusses the steps involved in setting financial goals.
15). What Can You Buy With $5.50? By : Deborah McNaughton
Saving money can be an overwhelming task. You know you should have money stashed away in a savings account but the process can be difficult. By cutting back wasteful spending - even as little as $5.50 a day, you can begin to create a healthy savings.
16). 5 Ways To Avoid Credit Disaster By : Deborah McNaughton
With higher interest rates, gas prices on the rise and increased minimum credit card payments, consumers are being hit hard financially. As a result, people are falling into credit card debt. There actions you can take to avoid credit disaster.
17). Giants Steps to Financial Freedom By : Mika Hamilton
The first step to financial freedom is to stop creating debt now! This is a difficult task for most people, however to achieve the freedom you want, it has to be done. Destroying all credit cards, and closing all credit accounts is a great way to stop creating debt.
18). Bankruptcy and the Investor By : Mika Hamilton
Investing is all fun and games until someone goes broke. One hard reality which ever investor has to come to terms with is that you are not always going to gain. In a matter of six months, with bad decisions, a stock portfolio can be completely destroyed.
19). Student Consolidated Loans – 7 Aspects To Consider & The Advantages By : Dean Shainin
Student consolidation loans are the best options for students to pay for their college fees. However, the rates may also be a burden especially if you were not able to choose the best rate for you. Before you sign up on any plan, always remember to consider the rates involved with their plans.
20). How to Find the Best Broker or Brokerage By : Kip Goldhammer
Brokers are the facilitators or mediators between any two parties looking towards a purchase or a sale transaction. The primary job of a broker is to maintain the business relation between the clients.
21). Government Student Loan Consolidation Can Help With Your Debt By : Dean Shainin
A government student loan consolidation is a program that allows students to consolidate outstanding education loans into a single new loan. Even if many lenders hold the loans, you can still opt for the consolidated loan.
22). Employers Find it Pays to Provide Financial Education to Employees By : Thomas Watson
Employees are drowning in debt more than ever before. Although some debt may be necessary, too much debt, usually attributed to lack of money management skills, is easy to address and the most costly for employers to ignore. Money management education, when offered to employees by their employer, can be one of the best investments employers can make in their business.
23). Should I Look For Financing Before I Make A Major Purchase? By : Nocita Carter
Get your financing before you shop for your major purchase so you can save money! This is very important. You could save yourself lots of money by doing your research before you buy! Find out tips on where you should consider looking for your financing needs!
24). Should I Save Mad Money For A Rainy Day? By : Nocita Carter
Having a mad money or emergency fund is a good idea is case you need access to money quickly. Learn tips on how you can go about saving towards a rainy day!
25). Chapter 7 Bankruptcy vs. Chapter 11 Bankruptcy & Bankruptcy Loans To Re-Establish Credit By : Dean Shainin
A bankruptcy loan can give the debtor a second shot to rebuild his business. As a matter of fact, the main purpose of filing for a bankruptcy loan is for you to re-establish your life and finances again.
26). Student Loan Consolidation Centers Can Help Reduce Your Debt By : Dean Shainin
As student loan consolidation will lower your monthly payments, this also points that extra interest accumulate over the span of the loan and will drastically raise total cost of the loan.
27). Tips On Finding Reputable Debt Counseling Services By : Darnell Scott
For the debtor who is already at the end of his rope and trying to figure out how to get out of debt, the last thing he needs to worry about is whether the debt counselor he has chosen to help him is going to make his problems worse.
28). Student Loan Consolidation - Your Education May Come At A High Price By : Dean Shainin
Students on average, borrow around $10,000 in loans. Student loan consolidation gives you many benefits. Most payment plans for student loan consolidations are flexible.
29). Mortgage & Refinancing After Bankruptcy – You Can Re-Build Your Credit By : Dean Shainin
There are creditors who are willing to offer credit in order to help people regain their financial status in life. They offer credit, loans and mortgages after bankruptcy.
30). Bad Credit is EVIL By : Joseph Then
Bad credit is one of the worst financial situations to be in. A bad credit can affect you in a lot of ways. With a bad credit you can have difficulty getting a loan.
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