M. Sanders Profile and Articles
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1). Elder Care Services - Determining Your Level of Care
The condition of the person seeking nursing care is the key factor in your choice of a long-term care facility. All skilled/intermediate care nursing facilities provide personal care and residential services including rooms, meals, planned activities and programming to meet social and spiritual needs. The levels of nursing and therapy services offe...
2). IRS Issues Long-Term Care Insurance Premium Deductibility Limits for 2006
Nov. 8, 2005- The Internal Revenue Service has announced the 2006 limitations on the deductibility of long-term care insurance premiums from taxes.
Premiums for "qualified" (see explanation below) long-term care policies are treated as an unreimbursed medical expense. These premiums what the policyholder pays the insurance company to k...
3). Making the Nursing Home Choice
While placing a loved one in a nursing home is a difficult decision, there may come a time when it is the right one. It will help if you do your homework and trust your instincts.
According to the Department of Health and Human Services, the nation’s nursing homes provide care to over 1.5 million people. Over 90% of these residents ar...
4). Medication and Older Adults
You are a partner in your health care. This is a partnership between you, your doctor, and your pharmacist. You need to be assertive and knowledgeable about the medications you take.
The Food and Drug Administration is also working to make drugs safer for older adults, who consume a large share of the nation's medications. Adults over ...
5). What Senior Citizens Need To Know About Private Long Term Care Insurance
Long term care is a major concern of American senior citizens and their families. Studies have shown that Americans rank long term care second, behind saving for retirement, when prioritizing financial needs. Unfortunately, many Americans do not want to think about needing long term care and, therefore, fail to plan for it. Others wrongly assume th...
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