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251). Poop Bags On Mount Shasta Topped by snow and glaciers, Mount Shasta rises up above everything else when you approach it from the north.As soon as I saw it, I wan 252). Sell Your Real Estate Notes People sell real estate notes to raise cash quickly. A real estate note is just the loan document created when you financed the sale of your house or investment property. It could be a mortgage note, or a land-contract or contract-for-sale. The point is that the buyer is making payments to you, and you want to cash in. You can sell the... 253). Checklist For Moving Using a checklist for moving can keep you from forgetting things. Important things, like turning on the electricity in your new home, or filling the heating oil tank. Of course you have to make your own moving checklist, but you can start with the suggestions here. Checklist For Moving - A Month Before The Move - Su... 254). Making Clothes For Backpacking Making clothes? If you enjoy backpacking AND sewing, go for it. As for myself, I started buying gear again after the first hundred tedious hours of sewing . Then I discovered that there are some backpacking clothes you can make cheaply and quickly. Making Hand Warmers Stick your hands inside a pair of socks and mark... 255). Who Am I? Who am I? What come to mind when you ask this of yourself? How many different memories, ideas, and things seem like a part of you? What do you identify with? Does this process of identification help you, or just cause suffering? Perhaps when your favorite basketball team loses, you suffer as though YOU lost. When your car is damaged it... 256). Don't Drink The Water Definitely don't drink the water if the locals don't. Aside from this travel guideline, it's tough to judge when it is safe to drink the water in anot 257). Gambling Secrets Yes, there ARE a few gambling secrets that can help you beat the casino. In the nine years I worked at the Leelanau Sands Casino near Suttons Bay, Michigan, I saw a lot of hopeful schemes and ideas. Some of them even worked. Here are a couple examples. Card Counting Secrets Card counting is a technique for beating t... 258). Ten Moving Tips These moving tips may include a few things you hadn't thought of, or things you just need to be reminded of. Forget that safe deposit box, for example, and you may have to drive a long way to get at it. Ten more moving tips follow. 1. Get rid of things. Consider carefully what you need to keep. People spend hundreds of dollars to move ... 259). Playing Golf On Ana's Eyeball As we drove from Traverse City, Michigan to Tucson, Arizona, I wrote a series of letters, and photocopied them to send to family and friends. This was 260). Real Estate Value What is real estate value? It isn't what you have into your house. It isn't what you feel it is worth. It is what the market will pay. How do you figure out what the market will pay? For single family homes, the best way is by seeing what similar homes have sold for. Figuring replacement cost isn't very useful. It's difficult to say w... 261). Hiring Home Contractor Have you ever had a problem with a home contractor? You're not alone. A friend of mine paid over seven thousand dollars to have his roof repaired, only to have it leak the next time it rained. The contractor made excuses, but never did a thing about it - and my friend was an attorney! To make situations like this less likely, avoid the following mi... 262). Finding Really Cheap Plane Tickets To begin with, the best place to buy really cheap plane tickets is online. Travel agencies can't compete with discount ticket sites. Search Google ("c 263). Travelers Checks Versus Debit Cards My first time overseas, I had to exchange cash in $200 of travelers checks to pay a mountaineering guide who hadn't heard of American Express. The 264). Three Ways To Relieve Stress Of all the ways to relieve stress, meditation may be one of the best, but what if you don't have the time? What if you are having trouble with your meditation? Try one of the following three good techniques. They don't even require any practice. Breath To Relieve Stress If you don't feel like meditating or just don'... 265). Learning Spanish At 20,600 Feet Climbing the glaciers to the summit of Mount Chimborazo in Ecuador isn't highly technical. It is mountaineering, but how hard can it be, considering 266). The Attitude of Gratitude Yes, it might feel great to win the lottery. Money, houses, travel - these are wonderful, but not enough by themselves. You need the right frame of mind to fully enjoy life. You need the attitude of gratitude. Be Grateful Life is better when you feel blessed, when you can look around and say "Thank you, God." Religious or ... 267). Real Estate Deals - Ten Myths Are high-profit real estate deals only for the wealthy? Is it possible to buy with no money down? Do you really have to know the "right" people? Let's answer by looking at some of the myths of real estate. 1. The good real estate deals are reserved for the wealthy. Of course money helps, but my first deal was a $3,500 lot - which I sol... 268). Just Say I Don't Know Why am I writing this? I don't know. I can give reasons, but I can't be sure they are accurate. Such ignorance is okay, or at least it should be. The temptation is always to explain, but that often does nothing useful. In fact, it can just get in the way of actual understanding. Let me explain... Rationalization 101 John w... 269). Ten Tips For Hiring A Contractor A very smart attorney I know paid $7,000 for a roof repair, only to have the roof leak the next time it rained. The contractor stalled, made excuses, 270). Spirituality And Science - Opposites? Do spirituality and science have to be opposed to each other? Unfortunately, just defining either concept seems almost hopeless at times. On the other hand, describing them is much easier, so let's start there. Science isn't system, but an approach to knowledge, a method. Scientists will argue forever about the definition of science, b... 271). Fixer Upper Homes You've bought a fixer upper home you can make some money on. Where do you start? What improvements and repairs are most important? Actually, you need to know this before you buy. Always start with the end in mind, and have a plan to get there. Whether before and after you buy, though, there are some simple rules for analyzing possible fixes. ... 272). Mechanical Poetry Techniques: Part Two What do you do when you want to write poetry? I hope your answer is "I start writing." Even writing a bad poem is better than waiting fo 273). Low Cost Houses How do you find low cost houses? Look in the right towns,to begin with. Then you can find the houses you like and make an offer. Where are the right towns? Altoona, Pennsyvania still had dozens of homes for sale for less than $30,00 as I write this (2005). I just saw one listed for $7,500! This is a cute little town (see the photo on o... 274). Making Money With Real Estate The many ways of making money with real estate include not only the various types of property. Of course you can make money with land, apartment buildings, homes, commercial buildings and more. But with whatever type of real estate, there are different ways you'll make your profits. Some of those ways, and how to maximize them, are listed below. 275). Falling In Love In Ecuador On my first trip to Ecuador I discovered that the official currency of is the U.S. Dollar. A nice surprize, since I thought I'd have to find a place t 276). Improve IQ Can you improve IQ and brainpower in general? You bet, and it isn't always difficult. I write about dozens of techniques for iq and general brainpower improvement, and I have seen IQ scores go up by applying these techniques. A more usable brain is more important than a score, though, so sit down with a cup of coffee (your first IQ improvement tip)... 277). Should You Take A Lie Detector Test? Is the standard lie detector test (also known as the polygraph) reliable? Should you be concerned about taking a polygraph test? Let's start with a true story. The FBI gives agent applicants a lie detector test before hiring them. After 9/11, their polygraph failure rate went to 50%. Did liars suddenly start applying for jobs? No, but... 278). Buying Real Estate When It's Not For Sale Buying real estate can start with a look in the newspaper, a visit to a broker, or a search online. These are all good ways to find your next investm 279). Creative Real Estate Financing Methods This is the age of creative real estate financing. Maybe you remember when financing meant you saved up enough to put 20% down on a house, and then got a mortgage loan for the other 80%? You can still do that, but there are many more options now. Here are ten of them. 1. Second mortgage loans from sellers. Many banks will allow you to ... 280). Systematic Poetry Techniques - Part Three Have you ever read the lyrics of a Simon and Garfunkle song? Pure poetry. Want to write poems like that? Start copying them. Let me explain. 281). Voices In Your Head Doctor Julian Jaynes wrote about a woman who talked daily to her long-dead grandmother, who she saw sitting in a chair each morning. As far as the doctor could tell, the woman never suffered any ill effects from this. In fact, she readily accepted that it was a hallucination, which didn't bother her at all. She just found the conversations, and her... 282). Mind Power Through Mindfulness Basic mindfulness exercises put you in a state of awareness where distractions are let go, and your mind power is able to function more effectively. They help you think more clearly and concentrate better. They are also easy exercises to do. More Mind Power in Minutes A basic mindfulness exercise starts with sitting down, ... 283). Real Estate Negotiation - Time Power One of the crucial elements of real estate negotiation is time. Understand and master the use of time, and you can buy a home for thousands less. Here is one of the most important aspects of time: Deadlines In Real Estate Negotiation Time is of the essence. It even says as much on most real estate contracts. What do... 284). Robbed On A Bus We knew better. Both me and my wife had a strong feeling we shouldn't get on that bus in Cuenca, but neither of us said anything. A taxi was t 285). Hiking Shoes And Thin Socks - A Backpacking Winner Hiking shoes versus hiking boots? Hiking shoes win. Okay, next issue? No, really. Hiking or running shoes are better for most backpacking trips, at le 286). Motivate Yourself Why do you want to motivate yourself? Actually, just answering that question fully can be one of the better ways to get your daily motivation. Below are seven more ways that have been provem to work for others. Chances are, some of them will work for you too. Seven Ways To Motivate Yourself 1. Explain your plans. Us... 287). Creative Solutions Using 'What If?' For the most creative solutions you need to get your mind looking in new directions. One of the most systematic ways to do this, is with a list of words, primarily adjectives, to create "what if?" scenarios. The process starts with the question, "what if it was..." and then you insert a word from the list. "It" in the question is the problem you're... 288). Three Important House Selling Tips There are hundreds of good house selling tips that can help you when the time comes to put that sign in the yard. Some are more important than others though. Here are three of the most important points. 1. Understand Value. Your home is not worth more because you like it, and it may not even be worth more after you spend $10,000 making... 289). Is Your Real Estate Agent A Spy? The real estate agent, unless specifically contracted as a buyer's agent, is working for the seller. Buyers usually know this, but they don't think it matters, as long as the agent is helpful. While true to an extent, buyers don't realize that an agent has a real legal responsibility to, and loyalty to the best interests of the seller. It is referr... 290). FSBO Tip - Don't Do It My Number one FSBO Tip? Don't sell it yourself! A "FSBO," or house "for sale by owner" can sell fast, and for as much as it would have if listed with a real estate agent. Sometimes - but not normally. Consider the following ten points. 1. Buyers work with agents. Most look at MLS listings. Sell it yourself, and they won't see or hear a... 291). Fixer Upper Homes - Are You Ready? Fixer upper homes can be found in even the most expensive cites for much less than other homes. Even here in Tucson, where a small home will usually be over $200,000, an investor at our real estate investing club just told us he found one for $35,000. Before you get excited by the idea, though, here are the two most important questions you should a... 292). Conversion Van Camping Advice Conversion van camping doesn't give you the luxury of life in an RV, nor the discomfort of sleeping in a tent. It can be tough to safely heat a van at 293). International Adventure Travel Ideas International adventure travel: Safaris, balloon tours, swimming with dolphins, bicycling down volcanos, trekking in the Himalayas, Walmart on Chr 294). Less Extreme Adventures Extreme adventures and travel adventures are becoming more popular all the time. Some of us, however, want to have the excitement, without so much risk of injury, without getting shot at or kidnapped like Robert Pelton, and without spending a fortune. With that in mind, here are some ideas for less extreme adventure travel. - Summit th... 295). Three Ways To Purchase Property You can purchase property for cash, of course, and if you have it, this can be the best way to get a great price. What if you don't have the cash? Here are some of you other options. Partner To Purchase Property Join the local real estate investing group in your town. Then start taking notes, names, and numbers. Our... 296). Chimborazo: Climbing Glaciers Near The Equator Climbing the glaciers to the summit of Mount Chimborazo in Ecuador isn't highly technical. It is mountaineering, but how hard can it be, considering I 297). Seller Financing - Six Safety Tips Why offer seller financing when you sell? A higher price, a good return on your money, a faster sale and to sell a property that is otherwise difficult to sell. Some good reasons, but how do you do it safely? 1. Get a large downpayment. The most obvious way to be safe, and not always possible. 2. Get other security. If th... 298). Mechanical Poetry Techniques you can stop waiting and start using systematic techniques for creating poetry. If it seems too mechanical or artificial at first, don't worry. The 299). Real Estate Financing - Ten Ways Do you remember when real estate financing meant you saved up enough to put 20% down on a house, and then you got a mortgage loan for the other 80%? Well, you can still do that, but there are many more options now. Here are ten of them. 1. Gifting programs. In some parts of the country, builders fund foundations that give you a portion... 300). Online Articles - Get Traffic Online articles may be the single best way to get traffic to your web site. Writing articles and submitting them to free article directories is certainly one of the least expensive ways. To make it work, though, you have to be persuasive. Maybe you wonder what persuasive writing has to do with articles. You're not exactly selling somet... Browse Pages: [1] [2] [3] [4] [5] 6 [7]