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201). Sell Your Income Property For More Selling income property isn't like selling a house. You can paint a house, and get a little more because it looks nice. Rental property is different, because it's bought by investors, who look at income more than new paint. Raise income, and you increase value. Let's assume investors in your area expect a capitalization rate of .08. Th... 202). Self Talk Self talk is something we all do. We are always explaining things to ourselves, and making comments to ourselves. The question is, what are we saying? What we say to ourselves radically affects the quality of our lives, and our ability to do things effectively. Are you using positive self-talk or negative self-talk? Below are some of ... 203). The Power of Concentration If you had the power of concentration whenever you wanted it, imagine how much more productive you could be. Good news! Not only can learn how to concentrate better, but you can do so right now. Concentration Power Is Automatic Start working on something, and concentration is automatic, until you are distracted. Usu... 204). Edible Wild Plants For Backpackers Knowing a few edible wild plants can make your next backpacking trip, or any trip into the wilderness, a lot more enjoyable.You can pack ligh 205). Music For Self Improvement Would you like to pop in a CD and have a better quality of life, and even self improvement? There are three ways you can use music to accomplish this. Music For Motivation Put on energetic music, and even doing housework seems less like work. Using music to motivate yourself or change your mood is an area where you can tru... 206). Ultralight Sleeping Bags Why ultralight sleeping bags? Because ultralight backpacking is only made possible by cutting the weight of the "big three;" the backpack, shelter an 207). Beyond Keyword Demand I get half of the world traffic for the term "dirtbagging," on one page of my backpacking site, but that only means ten visitors a month. Without dece 208). How To Stay Warm Backpacking Stay warm or die. That's what it comes down to at the extremes. More people die in the wilderness of exposure than from any other cause. Staying warm, 209). Real Estate Valuation Real estate valuation for single family homes is typically done by using comparable sales. With income properties this just doesn't work well. Imagine if you are looking at a 24-unit building. It would be difficult to find similar ones nearby that have recently sold. It's also not ideal to use replacement costs for income property appr... 210). The Tax Policy Charade Tax policy discussions are meant to do what? Arrive at a rational policy, or garner votes. I think it is the latter. What is lost in all the debate over tax increases versus tax cuts, is science. Contrary to what most people may think, there is some scientific study of taxation. Applying The Laffer Curve To Tax Policy 211). How To Live A Simple Life In many ways, you probably know how to live a simple life, but do you want to? Many want the complexity and constant drama of their lives. This is something we each have to look at honestly. However, some of us really want simplicity, and some would want it if they knew what it felt like to live more simply and at peace. Here are a few ways to get ... 212). Lone Pine California Vacations Lone Pine, California doesn't look like much at first. It's a dusty desert town of a few thousand, on highway 395, on the eastern side of the Sierra N 213). Home Buying - 3 Money Saving Secrets Home buying is about finding the right house, and this includes getting the right price. There are five basic ways to buy a home for less. Here are three of them. Home Buying Secret - Buy In Inexpensive Towns Yes, there are still inexpensive towns that you might actually want to live in. In fact, there are still tow... 214). Subliminal Advertising - How To Use It Some of us scoff at subliminal advertising techniques. We like to think our minds are entirely logical and immune to the influence of others. This just isn't true, as any good salesman knows. After studying the subject for some time, I have come to accept that I will not just buy things, but I will be "sold" things, even by way of subliminal techni... 215). The Definition Of Perseverance The definition of perseverance, from a dictionary: "Persisting in or remaining constant to a purpose, idea or task in spite of obstacles." Given that defintion, you can see that perseverance can clearly be a both a good thing and a bad thing. Sometimes, when you find yourself wanting to quit something, that might be the wisest choice. ... 216). Ten Backpacking Trip Essentials I've had backpacking trips that included rain, snow, lightning, rockslides, altitude sickness, and twenty-mile days - all in a summer weekend. Wilder 217). The Cheapest Hiking Clothes Hiking clothes and backpacking clothes need to function to a higher standard than everyday clothes. That's why they're often more expensive. Shop all the sales you want, and you will save money, but that extremely expensive waterproof/breathable coat will only be marked down to "very expensive." Time for some more radical ways to find cheap hiking ... 218). Stress Meditation Too much stress? You need a simple stress meditation. Of course, learning to meditate might intimidate you, and it's tough to find the time for daily meditation. A solution to both problems is a meditation you can learn right now, that will take a minute to do each day. An Easy Stress Meditation When you breath thro... 219). Seller Financing - Why Be The Bank? Why offer seller financing? Let me give you an example. Many years ago I bought a rental property, and then realized I didn't want to be a landlord. So nine months later I sold it for 15% more than I paid, without fixing or improving a thing. The easy terms are what sold it. I took $1000 down, and years later, I still get a payment every month, wit... 220). Seven Solo Backpacking Tips Solo backpacking means peace and quiet. No one to talk to means no words are put between you and the beauty around you. The miles just flow. It's enti 221). Improve Your Mind Power With Spanish Our "mind power" is largely in the way we use our words, and limited by our vocabulary. Words, and the concepts they express, are different in each language, and there are differing common expressions. That's why when you learn a new language, you learn new ways to think. Most Americans see money as something created, not as a static q... 222). Lightweight Backpacking: An Example I was in the Weminuche Wilderness Area when the snow came. It was my second day out of Silverton, where the locals told me it rains or snows 223). Zero Down Zero down doesn't really mean no down payment. Most sellers need something as a down payment if they are providing financing. Most banks won't do 100% financing on real estate that is purchased as an investment. Zero down just means that the down payment won't come from your money. So where will you get it? Can you really profit from real estate wi... 224). Remove Permanent Marker Stains How do you remove permanent marker stains from carpet? Well, the bad news is that it's called "permanent" marker for a reason. Depending on how new an 225). Travel Light: The How And Why I learned how to travel light from lightweight backpacking, then found it was just as useful to keep it light on trips overseas or driving across 226). Low Income Housing Investments Low income housing providers get a bad rap. Be ready to be called a slumlord if you invest in it. Much of what people call slumlording though, is simply providing reasonable housing for those with low incomes. It is of benefit to the renter AND the landlord. Why Do People Rent Ugly Homes? Not-so-nice places are rent... 227). Travel Games One of my favorite travel games is chess. Okay, it's just one of my favorite games, and I have three-ounce set with a cloth board, so I can take it anywhere. The last time I used it was in the town center of a small pueblo in the Andes Mountains. The games below are primarily car travel games, but can be adapted to other forms of travel too. Have f... 228). How Much Is My House Worth? Are you wondering "how much is my house worth?" I have two answers for you. First, if you don't really need to move, it is worth whatever you say it is. If you think, "I wouldn't sell this house for less than $300,000," then it is worth that much to you. If you need to sell it, though, what it is worth to you is irrelevant. Market valu... 229). Cat Litter On Mount Shasta Climbing Mount Shasta Topped by snow and glaciers, Mount Shasta rises up above everything else when you approach it from the north.As 230). Home Finance - 20 Questions For Your Lender Warning! Home finance has blossomed into an incredibly diverse and complicated industry. This is good and bad. There are at least a hundred ways to borrow the money for your next home now. There are also dozens of ways for lenders to take advantage of you, from hidden charges to prepayment penalties and more. Let your lender explain al... 231). Finding Motivated Sellers Motivated sellers? My wife and I were trying to keep the renters happy, the rent coming in and the house repaired - while living 2100 miles away. You bet I was motivated. We just sold our house last month, and even got a good price, but I'll tell you a secret. We would have sold the place for... well I don't want to stress out the buyer if he reads... 232). The Best Romantic Vacations - Five Ideas The best romantic vacations are those that bring a couple together. This can mean spending time alone, without friends or family around. It can also mean an opportunity to do things together. Here are five of the best romantic vacations. Beach Vacations Beaches are romantic. The sun, sand, and the sound of the waves... 233). Rental Property Income - How To Increase It You may think that to raise your rental property income you can just raise rents. However, you can't just raise the rents arbitrarily, because if tenants leave, income goes down, not up. Fortunately, there are other ways, including the ones listed below. 1. Consider raising the rent. We did dismiss ARBITRARY rent hikes as a cash-flow s... 234). Wal-Mart Camping - Parking Lot Pleasures "Do you know about Wal-Mart camping?" We didn't know, but the old man at the campground in Florida insisted WalMart not only allowed RVs and vans to 235). Rental Property Investment - Finding The Properties Rental property investment starts with finding the best deals. To do this, you can increase your odds by finding more deals. Who's more likely to get a cheap apartment building, an investor that looks through the MLS listings and calls it a day, or the one that uses ten resources? Here are those ten: 1. Look in old papers to find "For ... 236). Nothing Down Nothing down? Exactly why would a seller want to walk away from closing with nothing? The truth is, they normally wouldn't, and that brings up the most important point about real estate investing with no downpayment: A seller almost always needs cash at closing, but it doesn't have to be YOUR cash. Nothing Down - A Few Ways 237). Real Estate Investment Clubs? Your local real estate investment clubs or associations will educate you. It won't be book education, but useful knowledge about your local real estate market. The people there are investors, many who have gotten wealthy investing right in your town. This means you'll get meaningful and specific advice on what is working in your area, where to go f... 238). Creative Real Estate Investment An example of creative real estate investment? When I was young, I had a job that paid $3.40 an hour, and I somehow saved enough to buy my first piece of real estate - 2 acres near where I lived. It cost $3,500. I spent a few hours removing brush, outlined a driveway with logs, and hand painted a sign. Two weeks after I bought it I sol... 239). Mechanical Poetry Techniques - Part Three Have you ever read the lyrics of a Simon and Garfunkle song? Pure poetry. Want to write poems like that? Start copying them. Let me explain. 240). Sell Your Own Home You can sell your own home, but it can be a time-consuming and frustrating process. Usually I would recommend listing with an agent, but in the right market, it may make sense to save the commission and do it yourself. If you try, use the tips here to do it right, and to avoid common mistakes. 1. Understand house values. It's not what ... 241). Cheap International Plane Tickets Cheap International Plane Tickets The best place to buy cheap international plane tickets is online. We've tried travel agencies an 242). Cheap Travel Secrets There are two ways to save money traveling. The first way is to get the best deals on the specific things you want. There is a limitation to 243). Fixer-Uppers: What To Fix You've bought a house, a fixer-upper you can make some money on. What improvements and repairs should you make? First of all, you need to know this before you buy, as I explained in another article. Before and after you buy, though, you need to have some simple rules with which to start analyzing possible fixes. Return On Investment 244). Stopping Stress How To Defend Yourself Do you ever find yourself feeling overwhelmed? Do you sometimes feel like you just have too much to think about? Does it 245). Hidden Cameras For Pets You can find hidden cameras for all sorts of purposes now. They come in all sorts of things too. You can get teddy bears with a camera in the nose, to watch the babysitter. A pack of cigarettes that is actually a camera can record your conversations. However, there is one camera invention that I haven't yet seen marketed: hidden pet cameras. ... 246). Keyword Advice Online "experts" are always offering conflicting keyword advice. This is because different keywords are good for different reasons. Once you know the factors involved, you can decide which ones are best for your web site. I have a page of my backpacking site optimized for the term "dirtbagging." I think I get half the world traffic fo... 247). Selling Your House: Ten Tips One of the biggest mistakes people make when selling a house, is not understanding real estate value. It doesn't matter at all what you think your home is worth. The value of your home, and any improvements you made, is determined by buyers. What you enjoyed about your house is irrelevant when it's time to sell it. Think in terms of what other peop... 248). Negotiating Real Estate - Go Slow Why should you sometimes go slow when negotiating real estate deals? It's all about the power of time investment. Let me explain with a story. One of my less-pleasant experiences selling real estate was when I sold a home for a real decent guy, and the buyer was a lawyer. I was new to real estate, and this lawyer knew all the angles. W... 249). Owner Financing - Safety Tips Why offer owner financing when you sell? A higher price, to start with. Add to that a good return on your money, a faster sale, and an easier sale of a "problem property." Good reasons, but how do you do it safely? 1. Ask for a large downpayment. This is the most obvious way to be safe, but not always possible. The point of owner finan... 250). Who Cares What Your IQ Is? You Want Brain Power, Not Scores! Would you like to know what your IQ is? Want to improve it? What is IQ anyhow? The American Heritage Di Browse Pages: [1] [2] [3] [4] 5 [6] [7]